Hervey Bay & Fraser Coast Seller FAQs: Insurance, Upgrades & Settlement?

Yes—keep your cover active until settlement (and confirm exact requirements with your conveyancer and insurer). It protects you against damage, liability during opens/inspections, and lender requirements. Even where contract terms shift “risk” to the buyer after contract, you should still maintain insurance to avoid gaps and delays.

What to keep covered

• Building insurance (houses): keep active until settlement. If the home will be vacant, tell your insurer—many policies change terms after an extended vacancy (often 30–60 days).
• Public liability: confirms protection during open homes, private inspections, and trades doing sale-ready works. Your agent has their own business cover, but it complements—not replaces—yours.
• Contents/staging: if you leave furniture, appliances or staging items, keep suitable contents cover.
• Strata units: the body corporate’s building policy usually covers the structure; you still cover contents/public liability inside your lot.
• Landlord cover (if tenanted): maintain until the tenant vacates and settlement completes.

Before you list—quick checklist

• Ask your insurer to note the property is for sale and whether any special conditions apply.
• If the home may be vacant, confirm any inspections/security requirements (locks, alarms, periodic checks).
• Confirm lender requirements (some ask for continuous building cover until settlement).
• For apartments/townhouses, request the latest strata insurance certificate for buyers.

Ask Jasmine what to keep insured or call 0409 357 337

Keywords: keep home insurance while selling house Queensland, insurance during open homes, settlement insurance QLD, strata insurance certificate, public liability during sale.

Yes—well-presented solar panels, a home battery and an EV charger can increase buyer appeal in Hervey Bay & the Fraser Coast, reduce days-on-market and support a stronger price when buyers can verify the benefits. Value depends on system age, capacity, warranties, energy bills and installation quality.

What adds the most appeal (seller checklist)

• System summary card: panel brand/model & kW size, inverter & battery models, install month/year, EV charger type (e.g. Type 2, 7.4 kW).
• Recent power bills & usage: show pre/post-solar spend and your current feed-in tariff (FIT).
• Monitoring proof: screenshots from the inverter/battery app (last 12 months production/charge-discharge).
• Warranty pack: panel/inverter/battery warranties and warranty transfer steps (if required by brand).
• Compliance & approvals: licensed electrical compliance certificate, product datasheets, and the network/grid-connection approval (e.g. Ergon/Energex letter or email).
• Install paperwork: invoice/receipt, installer credentials (CEC-accredited), array layout, serial numbers.
• EV charger details: power rating, tethered vs untethered, install certificate, switchboard/RCD upgrade notes.

How to present it in the listing

• Headline bullets: “6.6 kW solar + 10 kWh battery • 7.4 kW EV charger • Low running costs”.
• Copy: Mention annual production (kWh) and typical bill savings (from your bills)—avoid unverifiable claims.
• Media: Add one clean roof shot, inverter/battery photo and a monitoring app graph (with identifying info hidden).
• Downloads at open home: print your system summary card + last 2–3 bills.

Common buyer questions (answer them up front)

1. How old is it & what’s the capacity? (kW solar / kWh battery / EV charger kW)
2. Are warranties transferable? Provide the brand process and proof of purchase.
3. Any recalls, faults or insurance claims? Declare and provide rectification paperwork.
4. What’s the FIT plan? Name the retailer and current cents/kWh (if you wish to disclose).

Rule of thumb: Younger systems (≈ <4–5 years), reputable brands, tidy install and complete paperwork = stronger buyer confidence and pricing power.

In Hervey Bay & the Fraser Coast, a compliant, well-presented swimming pool can boost buyer appeal and help price—especially with family buyers—while non-compliance, unclear running costs or visible maintenance issues can slow the campaign and reduce offers.

What you must provide in QLD when selling with a pool

• Pool Safety Certificate (Form 23): ideally supplied before contract or by settlement. Valid for 2 years for non-shared pools (homes) and 1 year for shared pools (e.g., body corporate).
• No certificate at contract? You may give a Form 36 – Notice of No Pool Safety Certificate; the buyer then has a set period (commonly 90 days post-settlement) to obtain one.
• Use a licensed Pool Safety Inspector: issue of Form 23 and record on the QLD Pool Safety Register.

Compliance basics (seller checklist)

• Fencing & gates: correct height; self-closing, self-latching gates; working latches.
• Non-climbable zone: keep furniture/trees away from fence (no footholds).
• Doors/windows: no direct, non-compliant access from the home to the pool area.
• CPR/resuscitation sign: installed and clearly visible near the pool.
• Spas count as pools if water depth exceeds ~300 mm—same rules apply.

How pools affect price & days on market

• Positive: lifestyle appeal, summer utility, family demand, outdoor entertaining narrative.
• Neutral/negative: tired finishes, dated equipment, leaks, high running costs, or compliance risk.
• Evidence wins: provide recent equipment service receipts, energy bills, and a maintenance log to reduce buyer risk loading.

What to prepare for your listing

• Copy of Form 23 (PDF) or details of Form 36 if used; inspector’s details.
• Photos: clean pool, compliant fencing, equipment pad (pump/filter/chlorinator), neat surrounds.
• Equipment notes: pump model (variable speed), chlorination method, heater (if any), blanket/cover.
• Service/warranty paperwork and simple weekly care instructions for buyers.

Quick answer: have title/plan (with easements), approvals for sheds/improvements, septic/ATS paperwork, water security (bore/tanks/dam), council overlays & zoning, recent boundary evidence, power/NBN details, fencing/outbuilding specs and typical running costs—so buyers can commit with confidence in Hervey Bay & the Fraser Coast.

Must-have documents (uploadable PDFs)

• Title & plan: current title search, survey/plan; note any easements/covenants/building envelopes.
• Approvals & finals: sheds, carports, studios, extensions—approval letters, final inspections, occupancy certificates.
• On-site wastewater (septic/ATS): approval, last service report, pump-out history and system location diagram.
• Water security: bore drill log/output (if available), recent water quality test, tank capacities, dam estimate, pump specs.
• Overlays, zoning & hazards: council maps for bushfire/flood/coastal/vegetation; confirm land use/zoning (e.g., Rural/Rural Res).
• Boundary evidence: recent survey/pegging note or confirmation of visible pegs/fence lines.

Site & services buyers ask about first

• Access: all-weather driveway, legal road frontage, gates, turning room for trailers/boats.
• Power & internet: single/3-phase, average bills, NBN type/speeds, mobile coverage.
• Fencing & paddocks: fence condition, paddock layout, laneways, yards/loading points.
• Water systems: roof catchment areas, pressure pumps, irrigation lines/outlets, tap points.
• Outbuildings: shed sizes/heights, slab thickness, roller-door dimensions, mezzanines, compliance status.
• Holding costs: council rates, insurance ballpark (if you’re willing to share).

Animals, agistment & use

• Stock capacity/use: typical head count (if any), pasture type/rotation.
• Agistment/leases: written agreements, notice periods, inclusions/exclusions at settlement.

Compliance & settlement risk control

• Smoke alarms (QLD rules): photoelectric, interconnected (where required) and correctly located.
• Pool/spa: valid Form 23 Pool Safety Certificate (or disclose with a Form 36).
• Septic/ATS: up-to-date service helps finance/insurance and reduces renegotiations.

Quick answer: show clear evidence of stability, compliance and upkeep—provide council overlay maps, approvals for any seawall/jetty, a simple maintenance log (roof, fixings, paint, windows/doors), and proof the home is insured; then present the property freshly washed, de-salted and serviced to minimise renegotiations.

Due-diligence pack buyers want to see

• Coastal hazard/erosion overlay (Fraser Coast Regional Council map or PDF) with your property highlighted.
• Survey/plan noting boundaries, any erosion control structures (e.g., seawall/revetment) and setback lines if applicable.
• Approvals/compliance for seawalls, revetments, jetties, pontoons or boat lifts + any maintenance/service receipts.
• Insurance evidence (policy schedule or insurer letter showing insurability); optional: typical premium range.
• Maintenance log (1 page): roof age/works, screw/flashings replacement, external paint/coatings, window/door hardware, AC outdoor units, deck/balustrade checks, anodes where relevant.
• Materials & upgrades you’ve used in exposed zones (e.g., marine-grade stainless, anti-corrosion primers/coats).
• Drainage & stormwater: gutters, downpipes, overland flow paths; any recent works/photos after heavy rain.

Pre-market prep to reduce “salt air” objections

• Washdown & de-salt all external metalwork; treat and touch up small rust spots before photos.
• Service sliders & hinges (rollers, locks), replace corroded screws where visible (matching finishes).
• Roof & gutters: clear debris; replace visibly corroded fixings/caps; show recent invoice if available.
• Windows/doors: silicone where needed; ensure smooth operation (buyers test this first).
• Presentation: tidy shoreline/outdoor areas; consider a high/low tide photo set and drone context shots.

What building & pest will look at (so you can get ahead)

• Fastener/flashings corrosion, roof sheet edges, external steel posts/handrails, deck fixings and timber rot.
• Salt-affected window/door hardware; moisture ingress around sills, thresholds and wet areas.
• Subfloor ventilation and termite risk near coast; pool/spa equipment corrosion if applicable.

See also: building & pest preparation • keeping insurance during the campaign • easements & encumbrances

Yes. Homes inside sought-after school catchment zones and within an easy walk of shops, parks or transport typically attract more enquiry, sell faster, and can command a noticeable premium—especially for family buyers. Results vary by suburb and property type.

What matters most to buyers

• Catchment certainty: clearly state the public school catchment and list nearby private schools; keep proof/screenshots on file for buyer due-diligence.
• Real walkability: highlight 5–10 minute walks (approx. 400–800 m) to supermarkets, cafes, beach/foreshore, parks, bus stops and medical.
• Safe access: note footpaths, crossings, cycleways and pram-friendly routes—parents care about this detail.
• Noise & traffic: be upfront about school pick-up traffic or weekend events; balance it with lifestyle benefits.

How to present it in your listing

• Lead line: “In the [School Name] catchment—walk to shops, parks & the foreshore.”
• Feature bullets: “400 m to supermarket • 550 m to bus stop • 800 m to beach • Zoned for [School].”
• Map callouts: include a simple amenity map (with distances) and a photo of the nearest park/beach access.
• Open-home sheet: provide a one-pager listing catchment confirmation, distances, and school contacts.

Get a Catchment & Walkability Pricing Plan or call 0409 357 337

Short answer: In Hervey Bay & the Fraser Coast, stick to fast, high-impact refreshes that widen buyer appeal and avoid works that won’t return more than they cost before settlement.

Proceed with caution (overcapitalisation risk is high): full kitchen/bathroom remodels, moving walls/plumbing, extensions, bespoke finishes, new pool, or anything taking the property off the market for weeks without clear price-band upside.

3 quick tests before you spend

1. Buyer profile fit: Will the target buyer pay extra for this upgrade—or prefer a blank canvas?
2. Comparable sales: Does the spend help you credibly jump to the next local price band (e.g., mid-$600k → high-$600k)?
3. Payback window: Can the cost be recouped (and then some) within your campaign timeline (no blowouts)?

Budget guardrails: As a rule of thumb, cap “refresh” spend at ~0.5%–1.5% of expected sale price, and never spend past the gap to the next buyer search band. Prioritise items visible in photos and at first inspection.

Compliance & quality: For electrical, plumbing, waterproofing or structural works, use licensed trades and keep invoices/warranties. Ensure required QLD approvals/certificates are in order (e.g., smoke alarms compliance, pool safety if applicable).

Timeline: Aim for improvements you can complete in 10–14 days. If it pushes launch back significantly, you risk missing active buyers in your segment.

Pro tip: Update your listing’s headline, hero photo and copy to highlight fresh work (“new paint & lighting, refreshed gardens”). This supports a stronger first impression without implying a “flip.”

Get a Suburb-Specific Upgrade Plan or call 0409 357 337

Bottom line for Hervey Bay & the Fraser Coast: Renovate only if the expected price uplift is greater than renovation cost + weekly holding costs × weeks + a 1–2% risk buffer. Otherwise, sell as-is and price to the strongest buyer search band.

Quick break-even check

• Uplift: CMA for as-is value vs renovated value.
• Reno cost: firm quotes + 10–15% contingency.
• Holding costs: mortgage interest, rates/body-corp, insurance, utilities, yard/pool care.
• Timing: weeks of works plus marketing window.

When sell as-is wins

• Delays push past peak buyer season.
• Net gain after costs is marginal.
• Buyers prefer original homes to personalise.

When a light reno wins

• Fast cosmetic refresh lifts photos in days.
• Compliance fixes remove common objections.
• Hero photo upgrades move you into better comps.

Get a Reno-vs-As-Is Break-Even (with Holding Costs) or call 0409 357 337

See also: price strategy & search bands, photos & video ROI, staging vs declutter.

Short answer for Hervey Bay & the Fraser Coast: Secure parking, a powered shed and true side access widen your buyer pool and can support a stronger price than similar homes without them. The uplift depends on suburb, price band and shed size, so we confirm it with fresh comps.

What buyers look for

• Double garage or carport: safe, weather-proof parking.
• Powered shed/workshop: space for tools and hobbies.
• Side access for boat/caravan: legal width and clear turning.
• High clearance: vans, 4x4s and boats on trailers.
• Security: good lighting, locks and cameras.

Proof that adds confidence

• Dimensions: internal shed size (e.g. 6×9m), door height/width, side access width at narrowest point.
• Services: power (amps), lighting, GPOs, water tap, drainage.
• Build & approvals: slab, footings, wind rating, permits/certificates.
• Access: driveway strength and trailer turning space.
• Use cases: boat ramp minutes away, van storage, hobby workshop.

Presentation checklist

• Clear the side access and shed. Park a van or boat to show scale.
• Hero photo of the access line and a wide shed interior shot.
• Caption every image with the key measurements.
• Highlight local lifestyle hooks (boating, beach, trades, storage).

Get a Pricing Opinion on Your Shed & Side Access or call 0409 357 337

See also: renovate vs sell as-is, staging vs declutter, photos & video ROI.

Short answer: Yes—an approved, self-contained granny flat (secondary dwelling) or studio can lift buyer demand and help your sale price in Hervey Bay & the Fraser Coast. The premium depends on size, finish, privacy, parking and proof of approvals and compliance.

What drives value

• Legally approved secondary dwelling: council/Private Certifier paperwork on file.
• True self-containment: bedroom, bathroom, kitchenette, living zone, own entry.
• Privacy & access: separate walkway/drive, screened outlook, acoustic separation.
• Parking: dedicated bay or clear on-street options.
• Income proof: rental appraisal or past rent statements (where permitted).

Approvals & documents buyers ask for (Queensland)

• Building approvals & final certificates: plans, BA/DA if applicable, Form 21/Final or equivalent from your certifier.
• Plumbing/drainage approvals: any Form 4/As-Constructed docs where relevant.
• Smoke alarms & safety: photoelectric, compliant installation (QLD rules), RCDs.
• Site plan with setbacks & siting: shows where the unit sits and clearances.
• Any use conditions: limits on renting/occupancy described in the approval.
• Insurance disclosure: confirm your policy recognises the secondary dwelling.

How we present it to maximise price

• Lead with benefits: multigenerational living, guest studio, work-from-home, rental income (where permitted).
• Publish key specs: internal area (m²), bed/bath, kitchenette, ceiling height, parking.
• Prove compliance: link or cite approval/certification in the contract pack.
• Photography: hero exterior with own entry + bright interiors; floor plan for both dwellings.
• Copy lines that convert: “Approved secondary dwelling • private entry • ideal for family, guests or rental flexibility”.

Get a Value Opinion on Your Granny Flat/Studio or call 0409 357 337

See also: easements & encumbrances, renovate vs sell as-is, sheds & side access value.

For Hervey Bay & the Fraser Coast buyers, fast and reliable internet is a top filter. To maximise enquiries, state your NBN technology, show a recent evening speed test, and list included smart-home features that will stay with the property.

What to show (put this in your listing facts)

• NBN technology: FTTP (fibre to the premises) if applicable — fibre terminates inside the home at the NTD and supports higher tiers (e.g., 250/1000). Otherwise specify HFC (coax), FTTC (short copper), or FTTN (longer copper).
• Speed proof: same-room evening result with download / upload / ping and plan tier (e.g., “NBN 100”). Example: “96↓ / 21↑, 9 ms @ 7:15 pm (NBN 100)”.
• Wi-Fi & cabling: Wi-Fi 6/7 mesh, ethernet points to study/media, router location for coverage.
• Smart-home inclusions: what is included in the sale (locks, garage, cameras/doorbell, lighting, blinds, climate control, irrigation, smoke alarms, EV charger, solar/app monitoring). Note brand/model and reset to factory before handover.
• Documents ready: invoices, warranties, user manuals, electrician compliance for powered devices, and NBN install notes.

How to confirm your NBN type fast

• Inside NTD (NBN box) present? Usually FTTP.
• Coax wall plate present? Likely HFC.
• Old phone/copper lead-in? FTTC/FTTN.
• Check your plan/bill: many ISPs state the technology and tier on invoices.

Listing copy template (paste & edit)

“Digital-ready: NBN [FTTP/HFC/FTTC/FTTN] with recent evening speed test [xx/xx Mbps, yy ms]. Wi-Fi 6 mesh + ethernet to study/media. Included smart features: [list inclusions]. Manuals & warranties provided at settlement.”

Get a Digital-Buyer Checklist or call 0409 357 337

Selling a loved one’s home in Hervey Bay & the Fraser Coast is easier when you know the sequence. Use the steps below to avoid delays and renegotiations, and to keep buyers confident.

What to do first (in order)

1. Engage a conveyancer/solicitor. Ask them to confirm who has authority to sell and map the paperwork timeline.
2. Confirm authority to sell. Executor applies for a Grant of Probate (or Letters of Administration if no will). Your lawyer can lodge and track this.
3. Secure & insure the property. Keep insurance active; tell the insurer the home may be unoccupied. Change locks if needed.
4. Title & transmission checks. Your lawyer orders a title search and prepares any transmission application with Titles Queensland so settlement won’t stall.
5. Prepare disclosures & compliance. Pool safety (if applicable), smoke alarms, body-corporate records (strata), recent rates/water, keys & manuals.
6. Price & launch. Get an agent appraisal (valuation if the estate requires it). Keep presentation simple—clean, declutter, minor touch-ups—avoid overcapitalising.
7. Contract settings. Use the seller entity as “Executor of the Estate of …”. If probate isn’t granted yet, insert a clear “subject to probate” clause (see below).

Who does what (at a glance)

• Executor: Authorises sale, signs documents, keeps insurance current, provides will/death certificate.
• Lawyer/conveyancer: Probate/letters, title search, transmission, contract special conditions, settlement.
• Agent: Pricing advice, marketing plan, buyer management, contract execution and updates.

Document checklist (have these ready)

• Death certificate; will; Grant of Probate (or Letters of Administration).
• Executor photo ID; title search; mortgage/discharge details (if any).
• Compliance where relevant: pool safety, smoke alarms, strata/body-corp records.
• Latest rates & water notices; keys, remotes, appliance manuals; any warranties/receipts.

Practical clause example

Subject to Probate: This contract is subject to and conditional upon the Seller (as Executor) obtaining a Grant of Probate by [date].
If the Grant is not obtained by that date, either party may terminate and all deposit monies shall be refunded to the Buyer in full.
  

Your lawyer will tailor wording and dates for your situation.

Timing & buyer management

• Before probate: You can launch marketing and accept offers using a “subject to probate” condition.
• After probate: Remove that condition and proceed to settlement once transmission is complete.
• If buyers ask: Reassure them that title and transmission are routine and sequenced by your lawyer; provide your checklist on request.

Tax note (general)

If the property was the deceased’s main residence and not producing income, Australian CGT rules can offer concessions. A common rule of thumb is that an inherited home may be sold within about two years of the date of death for favourable treatment (circumstances vary; seek advice from your tax adviser).

Get a Deceased-Estate Sale Checklist or call 0409 357 337

Related FAQs: Building & Pest · Cooling-off · Conveyancer/Solicitor

Yes. In Queensland you can sell a property “as is” (no repairs before settlement). You must still follow safety and legal requirements (e.g., smoke alarms, pool safety if applicable) and avoid misleading statements. Most buyers will ask for a Building & Pest clause; you can manage that with pricing, disclosure and smart contract settings.

When “as is” makes sense

• Deceased estates or properties with dated interiors.
• Investment/tenanted homes where disruption is costly.
• Reno projects where buyers prefer to choose finishes.
• Time-driven sales where speed beats a perfect makeover.

Price impact (use this simple framework)

Anchor your guide with quotes and reduce the “unknowns” buyers price in.

1. Get two written quotes for major items (roof, wiring, termite damage, bathroom leaks, etc.).
2. Set a transparent discount: Verified repair cost + modest buffer (≈10–15%) for buyer risk/time.
3. Publish the facts (summary + quotes available). This keeps buyers from adding a large “fear buffer.”

Contract choices (talk to your lawyer)

• Standard REIQ with B&P: Keeps a wider buyer pool. Buyer can renegotiate/terminate if the report is unsatisfactory.
• “Info-only” B&P (no termination right): Fewer buyers, but reduces last-minute exits. Works best when you’ve disclosed defects and priced accordingly.
• “As-is, no repairs” special condition: Your solicitor can add wording that the property is sold in present condition. Compliance duties (e.g., smoke alarms, pool cert) still apply.

How to keep price strong (even “as is”)

• Order a pre-listing Building & Pest and share the summary.
• Provide quotes for key items (roofing, bathroom, electrical) to cap buyer risk.
• Present well: deep clean, garden tidy, minor fixes (handles, bulbs, silicone) to lift first impressions.
• Marketing line: “Priced for updates—quotes available on request.”

Get an “As-Is” Pricing & Contract Plan or call 0409 357 337

Related FAQs: Building & Pest · Renovate or Discount? · Adjusting Price/Strategy

In Queensland, most contracts include a finance clause. If the buyer can’t obtain written finance approval by the Finance Date, they may terminate (if they’ve acted in good faith) and the deposit is usually refunded. Here’s how to protect your price and momentum as the seller.

First steps (seller checklist)

• Ask for written evidence of finance decline or delay (your solicitor/agent can sight a lender email/letter).
• Decide on an extension (often 3–7 days) if the buyer is close and valuation is the only holdup.
• Keep your campaign live: maintain ads and inspections to preserve buyer flow and urgency.

Your options if finance isn’t approved

1. Grant a short extension to the Finance Date (best when approval is imminent, valuation done, or lender backlog confirmed).
2. Decline and end the contract if progress is unclear—re-activate all marketing immediately.
3. Re-negotiate if a valuation shortfall is the issue (e.g., meet part of the gap or adjust terms like settlement period).

Deposit & legal points (talk to your solicitor)

• If the buyer validly terminates under the finance clause by the deadline, the deposit is typically refunded.
• If the buyer doesn’t act in good faith or misses notice deadlines, your solicitor may advise on termination rights and potential claims over the deposit/damages.
• Your lawyer/agent can issue a formal notice if the buyer fails to notify by the Finance Date.

Protecting momentum

• Line up a back-up offer (accept “subject to release” or keep a short finance window).
• Keep inspections going to avoid the listing going “cold.”
• Messaging: “Awaiting finance—inspections welcome.” This keeps buyers engaged without signalling distress.

Get a Finance-Fallback & Relaunch Plan or call 0409 357 337

Related FAQs: Building & Pest · Cooling-off & penalties · Simultaneous settlements

In Queensland, a simultaneous settlement means your sale and your next purchase both settle on the same day—your sale funds your purchase. It’s common, but timing and lender coordination are critical.

How it works (simple flow)

1. Align dates in both contracts (same settlement day; similar time window).
2. Meet all conditions early: finance, building & pest, special conditions on both deals.
3. Your sale settles first → funds are released to your solicitor’s trust → your purchase settles next.
4. Keys/possession are handed over once your purchase is complete.

Seller checklist (QLD)

• Contract dates: put the same settlement date in both contracts, with a time buffer (e.g., sale at 11:00, purchase at 2:00).
• Finance coordination: ask your broker/lender to note it’s a linked, same-day settlement so they schedule file releases correctly.
• Conveyancer/solicitor: one firm managing both sides reduces hand-offs and delays.
• Deposit strategy: ensure you have enough cash float for rates adjustments, removals, and final meter reads.

Plan B options if timing slips

• Short bridge: a bridging loan covers the gap if sale funds land too late (you pay interest only on the bridging balance).
• License to occupy / rent-back: where appropriate, negotiate short occupancy after settlement (by agreement, via solicitors).
• Staggered dates: set your purchase 1–3 business days after your sale to reduce risk while keeping moves tight.

Common snags (and fixes)

• Valuation delay: order valuations early; if needed, request a short extension or consider a mini-bridge.
• Funds shortfall: confirm rates/levies adjustments and stamp duty with your solicitor so the numbers balance on the day.
• Buyer finance wobbles: keep your campaign warm and hold a fallback plan until finance is unconditionally approved.

Plan a Same-Day Sale & Purchase or call 0409 357 337

Related FAQs: Subject to sale · Cooling-off & penalties · Settlement day

Settlement day is when ownership transfers to the buyer and you receive the balance of funds. In Queensland, most settlements are completed electronically and coordinated by your solicitor/conveyancer and the banks. Your agent releases keys/remotes after settlement confirmation. A buyer can do a final inspection the morning of settlement, and you should have final meter readings and utilities organised.

Typical seller timeline (QLD)

1. Morning – Final inspection: Buyer checks condition (fair wear & tear excepted) and inclusions remain.
2. Late morning to early afternoon – Settlement: Funds transfer, documents lodge, rates/water adjustments finalised by your solicitor.
3. After settlement – Keys & access: Agent releases keys/remotes once settlement is confirmed.

Seller checklist (to avoid last-minute issues)

• Vacate and clean: remove belongings/rubbish; leave property reasonably clean with no new damage.
• Inclusions ready: leave all keys, remotes, alarm/PINs, mailbox keys, garage/shed keys and any appliance manuals.
• Utilities: book final meter reads for electricity/gas; arrange disconnect/transfer effective settlement day.
• Water & council rates: your solicitor handles pro-rata adjustments with council/body corporate.
• Compliance: provide any contractual certificates (smoke alarms, pool safety, body-corp disclosures) as agreed.

Money, documents & how you get paid

• Loan payout: If you have a mortgage, your bank is paid out first.
• Net proceeds: Balance goes to your nominated account from your solicitor’s trust after adjustments/fees.
• Receipts & statements: You receive settlement statements for rates/water/body-corp adjustments and payouts.

Common snags (and simple fixes)

• Buyer raises an issue at final inspection: Your agent/solicitor can agree a minor repair or small dollar adjustment so settlement still proceeds.
• Bank delay: Ensure your discharge authority was lodged early; if timing slips, your solicitor may reschedule later that day.
• Utilities mix-ups: Keep order numbers/screenshots of final reads and bookings to resolve any billing disputes quickly.

Get a Settlement-Day Checklist or call 0409 357 337

Related FAQs: Cooling-off & penalties · Building & pest (seller prep) · Simultaneous settlements

Short answer: pick the agent who delivers the best net result, not the lowest fee.

Quick checklist (what to look for)

• Local results: recent like-for-like sales, days on market, sale-to-list ratio.
• Buyer reach: active buyer database, enquiry-to-inspection conversion.
• Marketing plan: pro photos/video, REA/Domain upgrades, social + email remarketing.
• Pricing strategy: data-backed guide and search-band positioning for visibility.
• Negotiation: plan for multiple offers and post–building & pest re-negotiations.
• Communication: clear vendor reports and a set weekly update cadence.
• Proof: verified Google reviews and case studies in your price band.
• Fair terms: reasonable exclusivity and performance checkpoints.

Simple way to compare two agents

Expected sale price minus marketing + fee = your net. The highest net wins.

Red flags to avoid

• Vague pricing with no comps or search-band logic.
• “List high and see” with no 14-day plan.
• No buyer database or weak reporting.
• Long lock-in with no performance review.

Need an evidence-based plan? Get a suburb-specific strategy and launch calendar: Free appraisal or call 0409 357 337.

In Hervey Bay & the Fraser Coast, premium results come from three levers working together: precision marketing (social + portals + database), presentation (editorial photography, video, drone, twilight), and private buyer care (qualified inspections, discreet follow-up).

What actually moves the needle

• Story-led visuals: cinematic video + hero stills that sell lifestyle (water, outlook, boat/van storage, entertaining).
• Smart distribution: targeted Meta/Instagram/YouTube + premium portal placements + buyer retargeting.
• Database first: qualified interstate relocators and high-intent locals invited to private appointments.
• Negotiation edge: controlled access, scarcity framing, and clean contract terms.

Why Jasmine is different

• Degree-level social marketing: channel plan, creative testing, weekly optimisation.
• Premium production: editorial photo, drone, 3D tour, luxury copywriting, tracked landing pages.
• Discretion: privacy-aware campaigns and qualified viewings.

Request a Luxury Sale Plan or call 0409 357 337

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